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If you own a holiday home in the UK or let your home – even temporarily – on the Airbnb accommodation-sharing website, there are important implications for your home insurance. The insurance that regularly covers your home or holiday home is simply inadequate once you start taking paying guests. In the eyes of your insurer, […]
Most parts of the country had a taste of it at the beginning of 2024 and most recently, Storm Ashley caused devastation across some parts of the UK – so we can only shudder to think of what the weather will continue throw at us this winter. So, how can you best prepare if more […]
If you intend to drive a car – or any other motor vehicle for that matter – you must have motor insurance. It is the law. You have no choice. Where you do have a choice, however, is where you buy your car insurance, the type of insurance you buy, and how much you pay […]
Are you counting the days yet? There are probably fewer than you think before Christmas comes around once again. And, as for many businesses, you might look forward to an upsurge in trade as the festive season kicks in. That could also mean the need to hire additional seasonal staff to cope with the Christmas […]
If you are running an enterprise, you may have invested a tidy sum in the office or a shop from which to conduct your business. Your ownership of those premises – along with any of your business assets – has its advantages, of course, but it also carries the risk of loss or damage by […]
Home emergencies – they hardly spell the end of the world. But they can cause considerable grief and leave you right out on a limb when they happen. Of course, they tend to be emergencies because they occur completely unexpectedly – yet likely to come at a very critical moment. Everyone’s ready to enjoy the […]
When any property is left vacant and unoccupied it is exposed to considerably greater risk than usual. It can attract vagrants, intruders, vandals, thieves, and other undesirable attention. Also, maintenance issues that go undetected can develop into full-blown emergencies. Yet the fact remains that your home or the commercial premises you own become temporarily unoccupied […]
Whether it’s messing about on the river or taking to the high seas, a boat gets you out in the fresh air. It’s also a reminder that we’re a proud maritime nation. That’s all well and good but if you want to protect your investment, you’ll have boat insurance in mind. What’s the most appropriate cover? […]
It can get confusing when you have to pick one type of insurance over another. If you’re running a business, the whole question of insurance can become something of an administrative nightmare – you want to protect the business as far as you can yet draw the line at buying insurance you might not need. […]
In times of inflation the prices of all goods and services are likely to rise. Home insurance is no exception. Yet despite high weather-related claims during a succession of bad winters, average premiums for home insurance increased by only 3% during the first quarter of 2024, according to the Association of British Insurers (ABI) recently. […]
