October 8, 2025

High net worth home insurance: what does it cover?


If you have a high-value lifestyle, then this typically demands a different kind of protection for your home and its contents above and beyond standard home insurance. This is where high net worth insurance comes in. What is high net worth insurance? Just as the term suggests, high net worth insurance (also known as HNW […]


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Winterising your UK holiday or second home: what you need to know


If you own a holiday or second home in the UK, you’ll be more than aware of the pleasure in sunny summer afternoons relaxing the day away. And as autumn is upon us now, you’ll need to prepare the property for the coming winter – not least by checking that your UK holiday home insurance […]


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September 10, 2025

Get your home winter-ready


The year’s racing by, and before you know it, autumn will be here – with winter close behind. Now’s the time to get your home ready for wild weather, cold snaps and potential disruption. From frozen pipes to power cuts, a bit of preparation can make all the difference. Use this seasonal checklist to stay […]


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Getting your car prepared for winter


Winter can be an especially punishing time for you and your car – so, let’s spare a thought or two on preparing it for the testing weather conditions ahead. Preparation is key The better prepared you are, the more stress, time, and money you’re likely to save when winter driving conditions come along. As the […]


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August 13, 2025

Fire safety in your home


A house fire can start in seconds and change everything. It can destroy your belongings, damage your home, and – most importantly – put lives at risk. Many people think it will never happen to them, but fires in the home are more common than you might expect. The good news is that most can […]


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Having a short city break? Why you still need travel insurance


It’s sadly coming towards the end of Summer, but even in the UK, the weather is still likely to be balmy and warm for several weeks yet. Could that spell a well-earned trip away – a short city break, perhaps – without the rest of the family in tow? Make it a realistic possibility, but […]


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July 9, 2025

Fleet insurance money-saving tips


If yours is a small to medium sized business, your fleet insurance costs are likely to be significant. How can you cut the expense without compromising the insurance cover of your essential business transportation needs? Use a fleet insurance broker If you search online, there are many options for fleet insurance. But it is very […]


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When is landlord insurance or lodger insurance needed?


Are you an “accidental” landlord? It might be that you’re just letting out a spare room in your own home, or hosting a short-term guest on Airbnb, let’s say. Yet these are the times when you become a landlord – and, as a landlord, you’ll typically need some form of landlord insurance. What is landlord […]


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June 11, 2025

Your responsibilities as an HMO landlord (England and Wales)


If you’re the landlord of an HMO (House in Multiple Occupation), some extra obligations and responsibilities come with that particular role. Failing to stick to those responsibilities – or not getting the correct type of property insurance – could land you in deep water. So, let’s briefly review what they are. What is an HMO? […]


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Unoccupied property insurance FAQs


Whether you are the homeowner or landlord, there are likely times when your property stands temporarily empty and unoccupied for longer than a month or so. That is when you may typically need separate, standalone unoccupied property insurance to maintain the protection that the vacant dwelling and its contents require. Here we share some of […]


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