Articles

Mileage, vehicle value and named drivers: what insurers look at when calculating your premium

Do you often wonder how your motor insurer calculates the price of your car insurance premium? What factors are taken into account, and what’s most likely to swing the balance in your favour? The following brief blog might offer some insights. It’s all about the facts and figures Any insurer can only go on the […]

Getting the most suitable property insurance cover

Property insurance is important whether you live in your home or let it to tenants. Although buildings insurance forms the foundation of both home insurance and landlord insurance policies, the risks insurers assess differ depending on how the property is used. Understanding those differences can help ensure the cover you arrange reflects your responsibilities as […]

A reminder on the importance of unoccupied property insurance

If your home or a property you let to tenants is likely to become unoccupied for longer than a month or two, you may want to check whether your existing home or landlord’s insurance policy will continue to provide the protection you need. This is because many standard forms of property insurance may become invalid […]

Havens Hospices Charity Quiz Night

Landlords: Getting the most suitable cover

You might be a full-time landlord, run a House in Multiple Occupation (HMO), or have found yourself as an “accidental landlord” with a single property you wondered what to do with. In any one of these roles, you will have discovered that appropriate landlord insurance plays an important role in protecting your property. So, let’s […]

Unoccupied property insurance: what owners need to know

Let’s consider some of the frequently asked questions (FAQs) about unoccupied property insurance for both residential and commercial premises. Residential When might you need unoccupied property insurance? You might need the protection of standalone unoccupied property insurance once your home has been unoccupied for a period typically longer than 30 to 45 consecutive days – […]

Our charity for 2026: Havens Hospices

For 2026, Alan Blunden is proud to support Havens Hospices (Registered Charity Number 1022119) as our Charity of the Year. Havens Hospices, provides specialist care to babies, children and adults living with incurable conditions, as well as vital support for their families and carers. The charity delivers its services free of charge and relies heavily […]

Charity, the Community and CSR

At Alan Blunden, we believe that being a responsible insurance broker goes beyond arranging suitable cover. While we serve clients across the UK, we remain firmly rooted in the local communities in which we operate. Supporting local causes, charities and community initiatives forms an important part of our approach to corporate social responsibility (CSR). As […]

Why relying on AI-generated information can create risk – and why verification still matters in insurance

Artificial intelligence (AI) is having an increasing impact on many aspects of everyday life, including the information it generates. However, it also needs to be treated with appropriate care. That is especially so in the case of insurance, where the potential for inaccuracy and a failure of regulatory compliance risk undermining the very protections that […]

Directors and Officers insurance: who is it for and what does it do?

If you take on the job of a director or the officer of a company, do you know that you may be held personally liable for any errors or mistakes you make while acting on behalf of the enterprise? As we outlined in a previous blog, taking on the role of a director or officer […]