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It can be a risky business taking on the role of a director or an officer of a company in the UK. Any decision you take â or fail to take â may be challenged by shareholders, investors, employees, regulators or third parties. The consequences can be financially crippling, so Directors and Officers insurance (commonly […]
In recent years, significant changes have been seen in the number of shops along the typical British high street. In response to those changes, now might be the time to review whether your commercial insurance cover is just as you need it. Have you made any alterations to the premises? Are there any renovations or […]
Are you counting the days yet? There are probably fewer than you think before Christmas comes around once again. And, as for many businesses, you might look forward to an upsurge in trade as the festive season kicks in. That could also mean the need to hire additional seasonal staff to cope with the Christmas […]
If you are running an enterprise, you may have invested a tidy sum in the office or a shop from which to conduct your business. Your ownership of those premises â along with any of your business assets â has its advantages, of course, but it also carries the risk of loss or damage by […]
Though itâs typically not a legal requirement (unless, for example, you run a horse-riding establishment), if you operate any kind of business, public liability insurance offers financial safeguards that could end up saving your very enterprise. So, letâs take a closer look at why this widely employed insurance is sought by so many businesses and […]
Following the successive lockdowns during the recent Covid pandemic, many people were clearly forced to work in any way they could from home. Perhaps the bigger surprise, though, is how working from home â or âhybridâ working (a little from home and a little from the office) â has persisted once the pandemic has passed. […]
If you are running a small to medium-sized business, you will be aware of all the perils and risks that threaten its smooth and profitable operation. Youâll also know that the best way of protecting your enterprise against those risks is through appropriately targeted insurance. Along the way, youâve probably noticed that itâs possible to […]
However large or small your business, some activities are more likely than others to be central to its success. Your business is almost certainly driven by the direction given by key decisions and actions taken by the companyâs directors and leading officers. Like many things in business, however, the critical role played by directors and […]
One in three businesses in the UK â and as many as two out of every three large businesses â suffered cyber attacks in the previous year, according to the Cyber Security Breaches Survey published by the Department for Science, Innovation & Technology on the 19th of April 2023. What is more, the governmentâs official […]
Like many a business owner, youâre probably looking forward to the prospect of heightened trading and bumper sales in the runup to Christmas. Although that anticipated increase in activity is likely to prove more than welcome, the holiday period also brings several issues and circumstances that might leave your business rather more vulnerable than usual. […]
