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According to some estimates, nearly half the population (47%) is engaged in one form or another of a money-making side hustle. If you are one of these entrepreneurs working from home, you should also recognise that, without the appropriate business insurance, you might be exposing yourself to unnecessary financial risk. Why insurance matters for home-based […]
If you’re a business owner, you will be aware of the many threats and perils to your enterprise – its premises, liabilities, or the incapacity of its directors or chief officers. Thankfully, business insurance helps safeguard your firm against such risks. To understand how such protection works, let’s take a brief look at the types […]
According to the National Crime Agency (NCA), one of the most serious and organised crime threats to the UK is cybercrime. It leads to considerable losses of data, finance, and continuation of service – to the extent that businesses go bankrupt, public services become inaccessible and valuable customer data is compromised. With threats on such […]
It can be a risky business taking on the role of a director or an officer of a company in the UK. Any decision you take – or fail to take – may be challenged by shareholders, investors, employees, regulators or third parties. The consequences can be financially crippling, so Directors and Officers insurance (commonly […]
In recent years, significant changes have been seen in the number of shops along the typical British high street. In response to those changes, now might be the time to review whether your commercial insurance cover is just as you need it. Have you made any alterations to the premises? Are there any renovations or […]
Are you counting the days yet? There are probably fewer than you think before Christmas comes around once again. And, as for many businesses, you might look forward to an upsurge in trade as the festive season kicks in. That could also mean the need to hire additional seasonal staff to cope with the Christmas […]
If you are running an enterprise, you may have invested a tidy sum in the office or a shop from which to conduct your business. Your ownership of those premises – along with any of your business assets – has its advantages, of course, but it also carries the risk of loss or damage by […]
Though it’s typically not a legal requirement (unless, for example, you run a horse-riding establishment), if you operate any kind of business, public liability insurance offers financial safeguards that could end up saving your very enterprise. So, let’s take a closer look at why this widely employed insurance is sought by so many businesses and […]
Following the successive lockdowns during the recent Covid pandemic, many people were clearly forced to work in any way they could from home. Perhaps the bigger surprise, though, is how working from home – or “hybrid” working (a little from home and a little from the office) – has persisted once the pandemic has passed. […]
If you are running a small to medium-sized business, you will be aware of all the perils and risks that threaten its smooth and profitable operation. You’ll also know that the best way of protecting your enterprise against those risks is through appropriately targeted insurance. Along the way, you’ve probably noticed that it’s possible to […]
