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When any property is left vacant and unoccupied it is exposed to considerably greater risk than usual. It can attract vagrants, intruders, vandals, thieves, and other undesirable attention. Also, maintenance issues that go undetected can develop into full-blown emergencies. Yet the fact remains that your home or the commercial premises you own become temporarily unoccupied […]
Whether it’s messing about on the river or taking to the high seas, a boat gets you out in the fresh air. It’s also a reminder that we’re a proud maritime nation. That’s all well and good but if you want to protect your investment, you’ll have boat insurance in mind. What’s the most appropriate cover? […]
It can get confusing when you have to pick one type of insurance over another. If you’re running a business, the whole question of insurance can become something of an administrative nightmare – you want to protect the business as far as you can yet draw the line at buying insurance you might not need. […]
In times of inflation the prices of all goods and services are likely to rise. Home insurance is no exception. Yet despite high weather-related claims during a succession of bad winters, average premiums for home insurance increased by only 3% during the first quarter of 2024, according to the Association of British Insurers (ABI) recently. […]
In the many stages of human development, we’ve reached what can be called the Gadget Age. From computers, laptops, and tablets to network servers, from smart televisions to smart telephones, from printers to scanners, and to home security or sound systems, gadgets are everywhere – and a practically indispensable feature of everyday life. So indispensable […]
Though it’s typically not a legal requirement (unless, for example, you run a horse-riding establishment), if you operate any kind of business, public liability insurance offers financial safeguards that could end up saving your very enterprise. So, let’s take a closer look at why this widely employed insurance is sought by so many businesses and […]
The modern motor car probably doesn’t break down as often as in the past. But when it does, you can be sure it’s when you’re least prepared and most reliant on it getting you from A to B. That’s when you’ll be thanking your lucky stars for having decided on that small investment in breakdown […]
Landlord insurance safeguards the owners of buy to let property by protecting their business and business assets. It typically incorporates several features – including public liability indemnity and compensation for loss of rental income in defined circumstances – but the critical protection is against loss or damage to the let property itself and (if required) […]
None of us like to think it may happen, but in the event of an accident in your vehicle, would you know what to do? How to make a car insurance claim If you’re involved in a road traffic accident, you will need to prepare to make a car insurance claim – or, at the […]
Do you have or did you think about arranging GAP (Guaranteed Asset Protection) insurance when raising the finance to buy your car or motorcycle? Either way, you will have discovered that many GAP insurance providers – under pressure from the Financial Conduct Authority (FCA) – have agreed to temporarily suspend the issue of any new […]
