Public liability insurance – who needs it?

Though it’s typically not a legal requirement (unless, for example, you run a horse-riding establishment), if you operate any kind of business, public liability insurance offers financial safeguards that could end up saving your very enterprise. So, let’s take a closer look at why this widely employed insurance is sought by so many businesses and […]

Landlord insurance and having the correct sum insured

Landlord insurance safeguards the owners of buy to let property by protecting their business and business assets. It typically incorporates several features – including public liability indemnity and compensation for loss of rental income in defined circumstances – but the critical protection is against loss or damage to the let property itself and (if required) […]