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If you’re the landlord of an HMO (House in Multiple Occupation), some extra obligations and responsibilities come with that particular role. Failing to stick to those responsibilities – or not getting the correct type of property insurance – could land you in deep water. So, let’s briefly review what they are. What is an HMO? […]
Whether you are the homeowner or landlord, there are likely times when your property stands temporarily empty and unoccupied for longer than a month or so. That is when you may typically need separate, standalone unoccupied property insurance to maintain the protection that the vacant dwelling and its contents require. Here we share some of […]
The ultimate test of any insurance policy comes in the event that you need to make a claim. If you have home insurance or motor insurance, for instance, is the cover you have arranged sufficient to make good your financial losses? Is the cover enough to pay for the repairs and reinstatement needed to your […]
When government guidelines about working from home were scrapped in January 2022, the Office for National Statistics (ONS) reported that 36% of the employed population still worked from home at least once in the past seven days because of the coronavirus pandemic. Even by the 1st of April 2022, the Daily Mail reported that one […]
