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If yours is a small to medium sized business, your fleet insurance costs are likely to be significant. How can you cut the expense without compromising the insurance cover of your essential business transportation needs? Use a fleet insurance broker If you search online, there are many options for fleet insurance. But it is very […]
Are you an “accidental” landlord? It might be that you’re just letting out a spare room in your own home, or hosting a short-term guest on Airbnb, let’s say. Yet these are the times when you become a landlord – and, as a landlord, you’ll typically need some form of landlord insurance. What is landlord […]
If you’re the landlord of an HMO (House in Multiple Occupation), some extra obligations and responsibilities come with that particular role. Failing to stick to those responsibilities – or not getting the correct type of property insurance – could land you in deep water. So, let’s briefly review what they are. What is an HMO? […]
Whether you are the homeowner or landlord, there are likely times when your property stands temporarily empty and unoccupied for longer than a month or so. That is when you may typically need separate, standalone unoccupied property insurance to maintain the protection that the vacant dwelling and its contents require. Here we share some of […]
According to the National Crime Agency (NCA), one of the most serious and organised crime threats to the UK is cybercrime. It leads to considerable losses of data, finance, and continuation of service – to the extent that businesses go bankrupt, public services become inaccessible and valuable customer data is compromised. With threats on such […]
It’s vital that you inform your home insurance provider before any building work commences and that you update the buildings sum insured once the job is complete. Here’s why … What is the ‘sum insured’ and why does it matter? Probably the most important feature of your home insurance is the total ‘sum insured’. That […]
It can be a risky business taking on the role of a director or an officer of a company in the UK. Any decision you take – or fail to take – may be challenged by shareholders, investors, employees, regulators or third parties. The consequences can be financially crippling, so Directors and Officers insurance (commonly […]
If there’s one thing we can be sure of, it’s that the many items around us can change. That even goes for the home we live in – we can change address, we can extend or refurbish, we add or take away from its contents, and the home insurance we need can alter quite significantly […]
Some landlords are in the business full-time, making it their livelihood, others may have fallen into the role thanks to an inherited property. But whether you are the former “professional” or latter “accidental” landlord, you both have a common interest in knowing what legislation affects the business of letting a residence for profit. So, let’s […]
With Easter just around the corner, the prospect of sunnier weather, and days getting longer, it’s that time of year to get your classic car out of its winter mothballs and take to the roads once again. Before setting out, of course, you’ll need to make sure that your classic car insurance not only remains […]
