Your commercial premises over the Christmas period

Like many a business owner, you’re probably looking forward to the prospect of heightened trading and bumper sales in the runup to Christmas. Although that anticipated increase in activity is likely to prove more than welcome, the holiday period also brings several issues and circumstances that might leave your business rather more vulnerable than usual. […]

Employers’ liability insurance: When does an employee become an employee?

When you employ someone to work for you, you also take on responsibility for keeping them safe from harm in any of the duties they perform. That might be by way of an accident at work, or some longer-term medical condition brought on – even after many years after their employment has ended – by […]

Professional indemnity insurance – who needs it?

In some lines of business, you have no choice – professional indemnity insurance (PII) is essential to the work that you do. In many other endeavours, professional indemnity insurance may provide valuable protection that might make the difference between your business surviving or going under. Let’s take a closer look at how this specialist type […]