How do I know if my excess applies to windscreen claims?
For the difinitive answer you must call your Insurance Broker but generally there will only be two answers.
Fleet Insurance Policies will normally apply the excess to Accidental Damage, Fire, Theft and Windscreen Claims. Therefore if your excess is £250.00 so will your windscreen excess be. In addition if you have higher excesses for young drivers or higher rated vehicles this will in addition to the usual policy excess.
The windscreen claim will also go onto your Fleet Claims Experience.
However some Fleet Insurance policies will apply a lower excess for windscreen claims of just £60.00 and some policies will repair your glass for free with no excess.
Confused? Insurance is good like that.
Pick up the telephone to us and we will explain what your policy covers, if you have never dealt with us we can assure you that when we offer you your Fleet Insurance quotation these finer details will be made clear to you and not just contained in a letter.
Cover4.
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September 5th, 2010 at 9:47 am
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